Commercial Division Blog: Current Developments in the Commercial Divisions of the New York State Courts

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August 27, 2025 Under Liberal Construction Afforded Notices Of Insurance Claims, Dispute Regarding Whether Plaintiffs’ Notice Included Earlier Insurance Policy Fails To Render Amendment “Palpably Insufficient” Written by: Jeffrey M. Eilender, Thomas A. Kissane, Samuel L. Butt, Joshua Wurtzel, Channing J. Turner
On July 3, 2025, Justice Joel M. Cohen granted leave to amend the complaint to include an earlier insurance policy covering the aircraft for which Plaintiffs sought coverage. The case is Greylag Goose Leasing 1410 Designated Activity Company v. Chubb European Group, Index No. 654784/2023. Read More
August 28, 2024 Expert Affidavit Insufficient To Defeat Summary Judgment For Insurer Written by: Jeffrey M. Eilender, Thomas A. Kissane, Samuel L. Butt, Joshua Wurtzel, Channing J. Turner
In decisions dated July 10, 2024, in two related actions, Justice Margaret A. Chan granted summary judgment dismissing various claims and cross claims brought against an insurer in Argonaut Insurance Company a/s/o 839 West End Inc. and NIV Realty v. Wayne’s Eco-Friendly Solutions, LLC and Master Fire Systems, Inc., Index No. 162422/2019 (Case 1); Utica First Ins. Co. v Wayne's Eco-Friendly Solutions LLC, Index No. 154187/2020 (Case 2). Read More
July 29, 2024 Summary Judgment Granted To Insurer That Had Satisfied Its Policy Obligations Written by: Jeffrey M. Eilender, Thomas A. Kissane, Samuel L. Butt, Joshua Wurtzel, Channing J. Turner
On July 9, 2024, Justice Melissa A. Crane granted summary judgment dismissing an insurer from liability to another insurer. Lexington Ins. Co. v New York Mar. & Gen. Ins. Co., Index No. 651214/2022. Read More
February 9, 2024 Law Firm's Execution of Tolling Agreement Constituted Making of "Claim" Under Professional-Liability Policy Written by: Jeffrey M. Eilender, Thomas A. Kissane, Samuel L. Butt, Joshua Wurtzel, Channing J. Turner
On October 27, 2023, Justice Joel M. Cohen of the New York County Commercial Division issued a decision in Allied World Assurance Company (U.S.) Inc. v. Golenbock Eiseman Assor Bell & Peskoe, LLP, Index No. 653762/2022, holding that an insured's execution of a tolling agreement was a "Claim" under the insured's professional-liability policy, and because this "Claim" was made before the policy period began, the carrier was entitled to a declaratory judgment that this "Claim" was not covered under the policy, explaining: Read More
October 27, 2023 Court Reaffirms Insurance Policies for Direct Physical Loss or Damage Cannot Apply to COVID-19 Absent Any Physical Damage to the Property Written by: Jeffrey M. Eilender, Thomas A. Kissane, Samuel L. Butt, Joshua Wurtzel, Channing J. Turner
On October 5, 2023, Justice Joel M. Cohen of the New York County Commercial Division issued a decision in Westport Insurance Corporation v. Aubergene Resorts LLC, Index No. 651396/2022, granting the plaintiff insurer’s motion to dismiss the defendants’ counterclaims, crossclaims and defenses in its entirety. The action was based on a COVID-19 related claim on an insurance policy providing coverage for “direct physical loss or damage.” The court dismissed the defendants’ counterclaims, crossclaims and defenses, finding that no coverage applied as a matter of law based on the First Department’s 2022 decision in Consolidated Rest. Operations, Inc. v. Westport Ins. Corp., 205 AD3d 76 [1st Dept 2022] lv to appeal granted in part, dismissed in part, 39 NY3d 943 [2022]. The Court explained: Read More
May 8, 2023 Motion for Leave to Amend Granted Where no Additional Discovery Needed Written by: Jeffrey M. Eilender, Thomas A. Kissane, Samuel L. Butt, Joshua Wurtzel, Channing J. Turner
On April 5, 2023, Justice Joel M. Cohen of the New York County Commercial Division issued a decision in National Union Fire Insurance Company of Pittsburgh, P.A. Ace American Insurance Company, Index No. 653702/2020. The Court granted Plaintiff National Union’s motion for leave to amend its complaint “to change its claim from breach of the duty good faith and fair dealing under New York law to equitable subrogation under Georgia law.” The Court held that the motion should be granted as the defendant showed no prejudice or surprise from the proposed amendment. The Court explained: Read More
August 19, 2022 Insurers Waived Right To Control Defense Written by: Jeffrey M. Eilender, Thomas A. Kissane, Samuel L. Butt, Joshua Wurtzel, Channing J. Turner
In an Opinion, dated June 24, 2022, in National Hockey League v. TIG Ins. Co., 2022 N.Y. Slip Op. 22213, Justice Melissa Crane determined that insurers had waived the right to control the defense in proceedings brought by former NHL players that they sustained concussion-related injuries during their careers. Read More
August 15, 2022 Court Denies Motion To Consolidate So As To Not Delay Case Further Written by: Jeffrey M. Eilender, Thomas A. Kissane, Samuel L. Butt, Joshua Wurtzel, Channing J. Turner
On August 2, 2022, in an opinion in Harleysville Worcester Ins. Co. v. Sompo Am. Ins. Co., 2022 NY Slip Op 50699(U), Justice Robert R. Reed denied Plaintiff’s motion to consolidate. Read More
July 27, 2022 Commercial Lease Requiring Tenant to Maintain $2 Million of Insurance Coverage in a "Single Limit" Was Not the Same as Requiring this Coverage "Per Incident" Written by: Jeffrey M. Eilender, Thomas A. Kissane, Samuel L. Butt, Joshua Wurtzel, Channing J. Turner
On June 27, 2022, Justice Margaret Chan of the New York County Commercial Division issued a decision in Booston LLC v. 35 West Realty Co., LLC, Index No. 654308/2019, holding that a commercial lease that required tenant to maintain $2 million of general-liability coverage in a "single limit" permitted tenant to maintain $2 million of coverage in the aggregate, rather than $2 million "per incident," explaining: Read More
January 28, 2022 COVID Does Not Fall Under Insurance Policy Exclusion
In Tina Turner Musical LLC v Chubb Ins. Co. of Europe SE, 2021 NY Slip Op 51143(U), a decision dated December 6, 2021, Justice Borrok denied Chubb’s motion to dismiss an action to recover losses for cancellation of the Broadway show due to COVID. The Court explained: Read More
December 29, 2021 Second Department Distinguishes Treatment of Claims and Damages against Insurance Company in Breach of Duty to Defend Case
On November 17, 2021, in East Ramapo Cent. Sch. Dist. v New York Schs. Ins. Reciprocal, 2021 NY Slip Op 0634, the Second Department reversed the decision of Justice Stephen A. Bucaria that dismissed a claim arising from an insurer’s bad-faith denial of coverage and reduced by 65% damages relating to a breach of the duty to defend. The Court explained that in the context of insurance liability litigation, at the pretrial stage courts are reluctant to dismiss complaints alleging bad faith and damages for breach of the duty to defend, unlike in a fee shifting case, are presumed reasonable: Read More
October 29, 2021 Third-Party Action Against Insurer Should Be Tried Separately From Underlying Liability Action
On March 30, 2021, Justice Grays of the Queens County Commercial Division issued a decision in Board of Mgrs. of the 44-15 Purves St. Condominium v 44-15 Purves St., LLC, 2021 Slip Op 32048 holding that an action against an insurer for denying an insurance claim should be severed pursuant to CPLR 603 from the underlying action to determine liability. Read More
July 4, 2018 Insurance Law 3105 Does Not Relieve RMBS Insurer of Obligation to Plead All Elements of Common Law Fraud Claim
On June 27, 2018, the Court of Appeals issued a decision in Ambac Assurance Corp. v. Countrywide Hom… Read More
February 23, 2018 All Risk Insurance Policy Did Not Cover Loss From Returning Property to Its Rightful Owner
On February 13, 2018, the First Department issued a decision in Dae Assoc., LLC v. AXA Art Ins. Corp… Read More
January 16, 2018 Schlam Stone & Dolan LLP Launches Insurance Coverage Blog
Schlam Stone & Dolan LLP is pleased to announce the launch of a new Insurance Coverage Blog. Edited… Read More
January 7, 2018 Insurance Law Section 3420 Applies Only to Policies Covering Both Insureds and Risks in New York
On November 20, 2017, the Court of Appeals issued a decision in Carlson v. American International Gr… Read More
December 18, 2017 Court Declines to "Create Insurance Coverage Where None Exists" Based on Waiver Argument
On November 14, 2017, the First Department issued a decision in Illinois Union Insurance Co. v. Gran… Read More
November 27, 2017 No Claim Against Insurer for Breach of the Covenant of Good Faith and Fair Dealing Absent “Foreseeable Consequential Damages”
On October 19, 2017, Justice Scarpulla of the New York County Commercial Division issued a decision … Read More
October 14, 2017 Construction-Related Claims Barred by "No Damages for Delay" Clause
On September 28, 2017, Justice Knipel of the Kings County Commercial Division issued a decision in P… Read More
October 2, 2017 Commercial General Liability Insurance Policy Did Not Cover Breach of Contract Claim
On September 27, 2017, the Second Department issued a decision in J.W. Mays, Inc. v. Liberty Mutual … Read More

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